AircraftLeasebacks.com
Financial Planning Tool

Leaseback ROI Calculator

Run the real numbers before you commit. This calculator includes the costs most leaseback pitches leave out — 100-hour inspections, engine reserves, insurance increases, and the tax picture that actually drives the economics.

For planning purposes only. Actual costs and revenues vary significantly. This calculator uses simplified assumptions — consult an aviation CPA for your specific tax situation. Engine reserves are set-asides, not current expenses. Future versions will incorporate real-world performance data from Avilytics POH data and owner-reported expenses from AirplaneOwners.io.

Monthly Cash Flow
$545
$5,280 revenue - $4,735 expenses
Annual Cash Flow
$6,540
480 hours/year
Year 1 Tax Savings
$42,000
100% bonus depreciation at 35% rate
Year 1 Effective Position
$48,540
Cash flow + tax savings (Year 1 only)

✈️ Aircraft & Revenue

$

Purchase price or current market value

$

$0 if paid off — owners with no loan fare best

$/hr

What renters pay. C172: $150-$185, PA28: $145-$175

%

Typical: 80% owner / 20% operator

hrs

Busy school C172: 50-70. Average: 30-50. Slow: 15-25.

📌 Fixed Costs

$/yr

Leaseback insurance: $2,000-$8,000 (3-9x personal rates)

$/mo
$/yr

Typical range: $1,500-$4,000

$

Required for aircraft used for hire. At 480 hrs/yr = 4 inspections/year

⚙️ Variable Costs (per flight hour)

$/hr

$10-$20/hr toward $25K-$40K overhaul every 2-4 years

$/hr

$5-$10/hr toward prop overhaul

$/hr

Depends on who pays — owner or renter. Check your agreement.

$/hr
$/mo

Squawks, unscheduled items, cosmetic wear

🏛️ Tax Assumptions (Year 1)

%

Your top federal tax bracket. 35-37% for most leaseback buyers.

%

100% restored permanently by OBBBA (July 2025). Consult your CPA.

Monthly Breakdown

Revenue$5,280/mo
Your share (80% of $165/hr × 40 hrs)$5,280
Fixed Costs$1,375/mo
Insurance$267
Hangar/tiedown$400
Annual inspection (monthly share)$208
100-hr inspections (4/yr)$500
Variable Costs$3,360/mo
Engine reserves ($15.00/hr)$600
Prop reserves ($7.00/hr)$280
Fuel ($55.00/hr)$2,200
Oil ($2.00/hr)$80
Misc maintenance$200
Monthly Cash Flow$545
Per flight hour$13.63/hr
Year 1 Tax Picture
Depreciation deduction$120,000
Estimated tax savings$42,000
Annual cash flow$6,540
Year 1 Effective Position$48,540

Tax savings apply Year 1 only under bonus depreciation. Years 2+ show cash flow only. Passive activity rules may limit deductibility — consult your CPA.